Have a Judgment but Can’t Find the Debtor? What You Can Do in Quebec

Obtaining a judgment is an important step in recovering money, but it does not guarantee that the debtor will be easy to find or that they will voluntarily pay.

A common problem for judgment creditors, lawyers, landlords and businesses is knowing where the debtor is now.

A former tenant may have moved without providing a forwarding address. A debtor may have changed telephone numbers, moved to another city or become difficult to contact. In some cases, the creditor may also need information about potential assets to determine the next steps for recovery.

What happens when you can’t locate a debtor?

Before enforcement can move forward effectively, accurate and current information about the debtor may be necessary.

Depending on the circumstances, an investigation may help identify potential current contact information, addresses, employment information, associated businesses or other publicly available information that can assist with locating the individual.

This is commonly referred to as skip tracing or debtor location.

Can an investigator help locate a judgment debtor?

Yes. A licensed private investigation agency can conduct a discreet investigation using lawful investigative methods and available information to help locate an individual.

At Fortis Inquiry Group, we provide debtor-location and investigative services for lawyers, creditors, landlords, property managers and businesses throughout Quebec and Canada.

Our investigations can be particularly useful when a debtor has moved, stopped responding or become difficult to locate.

What if you already have a judgment?

Having a judgment can provide an important starting point for an investigation.

Fortis Inquiry Group can assist with judgment enforcement investigations, including efforts to locate a debtor and identify information that may help creditors and their legal representatives determine appropriate enforcement strategies.

We can also investigate available information relating to potential assets, businesses, employment and other relevant connections.

The objective is simple:

Help you find the person so you can determine what can be done next.

Don't let an unlocated debtor stop your recovery efforts

If you have a judgment but cannot locate the debtor, you don't necessarily have to stop there.

A professional investigation may help uncover current information that is no longer available through the records or contact information you originally had.

Whether you are a lawyer handling a client's file, a landlord pursuing unpaid rent, a creditor attempting to recover money or a business dealing with an unpaid debt, Fortis Inquiry Group can provide discreet investigative support.

Have a judgment but can't find the debtor? Fortis Inquiry Group can help.

Contact us to discuss your case and determine whether a debtor-location or investigative search is appropriate.

514-603-5828. Info@fortisinquirygroup.ca

Former Tenant Owes You Money? We Can Help Locate Them

When a former tenant disappears, recovering what you are owed can become a much bigger problem.

A tenant moves out owing rent, damages, or other amounts. You have their name, an old address and perhaps a phone number—but now they are gone.

You send letters that come back undelivered. Phone numbers no longer work. Emails go unanswered. You may even have a judgment from the Tribunal administratif du logement (TAL), but without knowing where the former tenant is, taking the next step can be difficult.

At Fortis Inquiry Group, we understand that finding the person is often the first step toward recovering what you are owed.

The problem: They moved. You don't know where.

Former tenants may change addresses, telephone numbers, employment or other contact information after leaving a property.

For a landlord or property manager, trying to locate someone on your own can quickly become frustrating and time-consuming.

And when a legal claim or judgment is involved, having accurate and current information can be critical.

In Quebec, a tenant who fails to pay rent can be subject to proceedings before the TAL, and a judgment ordering payment may subsequently be enforced through the appropriate legal procedures.

But first, you may need to know where the debtor is.

Fortis Inquiry Group can help.

Our team provides professional tenant localization and skip-tracing investigations for landlords, property managers, creditors and legal professionals.

Whether your former tenant left without providing a forwarding address or has simply become difficult to reach, we conduct a discreet investigation using available information and investigative resources to identify potential current contact information.

What does the process involve?

Every investigation is different, but generally, the process begins with the information you already have.

You provide us with the identifying information and documentation available to you. We analyze the information, conduct our investigation and work to establish the most reliable current information available.

Depending on the circumstances, an investigation may involve reviewing multiple sources of information and cross-referencing available records and investigative leads.

Our objective is simple:

Find the person. Verify the information. Provide you with a clear investigative report.

Already have a TAL decision?

If you have already obtained a judgment ordering a former tenant to pay, locating the debtor can be an important part of moving toward enforcement.

The TAL notes that before attempting to execute a monetary decision, creditors can benefit from information about a debtor's income and property, and enforcement procedures may involve a bailiff.

Fortis Inquiry Group can assist with the investigative side of the process by helping you locate a former tenant and gather information that may assist you and your legal representatives or enforcement professionals.

Don't let an outdated address stop your investigation.

If a former tenant owes you money and has disappeared, searching endlessly for them yourself may not be the best use of your time.

Let a licensed private investigation agency do the investigative work.

Fortis Inquiry Group provides discreet tenant localization and investigative services throughout Quebec and beyond.

If you have a former tenant who owes you money and you no longer know where they are, contact Fortis Inquiry Group to discuss your file.