Asset Recovery: Professional Repossession Support for Financial Institutions

Introduction

Financial institutions and lenders often face situations where vehicles, equipment, or high-value assets must be recovered from non-compliant borrowers. In Quebec, repossession and asset recovery require a structured, legal, and discreet approach to protect both the lender and the integrity of the case.

At Fortis Inquiry Group, we assist financial institutions, auto lenders, leasing companies, and commercial creditors by providing licensed investigative support that locates borrowers, verifies asset locations, and prepares cases for lawful recovery.

Understanding Asset Recovery for Lenders

Asset recovery involves locating and reclaiming property that is financed, leased, or secured by a lending agreement. Common cases include:

• Vehicles (personal & commercial)

• Heavy equipment

• Construction machinery

• Commercial assets

• High-value leased property

• Collateral tied to delinquent loans

Our role is to support financial institutions with the investigative groundwork required for a successful and legally compliant repossession.

Skip Tracing for Non-Compliant Borrowers

When borrowers stop responding, relocate, or attempt to avoid repossession, skip tracing becomes an essential tool.

What we do

• Locate debtors who have moved, changed numbers, or abandoned properties

• Identify employer information

• Track address changes or forwarding information

• Review social and digital activity

• Investigate potential asset hiding or reassignment

All investigative methods are conducted 100% within Quebec laws and BSP regulations.

Asset Location & Verification

For repossession to proceed lawfully and efficiently, lenders need accurate, up-to-date information about the asset’s whereabouts.

We verify:

• Exact current location of the vehicle or equipment

• Whether the asset is indoors, outdoors, or relocated

• If the borrower is using avoidance tactics

• Third-party storage or unauthorized transfer

• Condition and accessibility of the asset

This information is documented in a formal report that can be used by the lender or repossession agency.

Documenting Evidence for Legal Proceedings

If a case escalates or requires court approval, our investigators prepare professional evidence packages such as:

• Time-stamped surveillance

• Photographs of the asset

• Borrower behavior documentation

• Confirmation of asset condition

• Detailed skip tracing findings

• Debtor communication attempts

These reports assist lenders, lawyers, and repossession agents in legally executing the recovery.

Who Uses This Service

Our asset recovery support is built specifically for:

• Financial institutions

• Auto financing companies

• Leasing companies

• Equipment rental firms

• Lawyers handling recovery cases

• Commercial lenders

• Mortgage and secured loan providers

If an asset is financed, leased, or held as collateral, our investigative work strengthens the lender’s ability to recover it quickly and legally.

Why Work With a Licensed Investigator

A BSP-licensed private investigator provides financial institutions with:

• Legal compliance

• Discreet borrower tracking

• Accurate location verification

• Court-ready reporting

• Protection against privacy violations

• Professional, evidence-driven results

This ensures that repossession is executed properly, efficiently, and within Quebec law.

Call to Action

If your financial institution requires professional support to locate borrowers, verify asset locations, or prepare repossessions, Fortis Inquiry Group is ready to assist.

We provide discreet, legal, and efficient investigative services across Quebec.